Housing Loans with 0.98 and 0.95 Interest Calculation

Announced that some housing banks will calculate housing loans with 0.95 interest rates and housing loans with an interest rate of 0.98 for housing projects.

It is announced that the remaining 0.8% of the banks will be taken from contractors or companies. The upper limit of the mortgage loan was set at 500,000 thousand USD. In this way, it is aimed to host narrow-cut families.

Banks that calculate housing loans with 0.95 interest rate


We searched for banks that calculate housing loans with 0.95 interest rate and housing loans with 0.98 interest rate for you. And we wanted to give you an example of mortgage loan rates of 0.95 and 0.98.

There are some cost items when getting a mortgage loan or calculating. As you know, housing loans are exempt from GFIC and GFIC tax items. Other mortgage loan cost items are listed below.

  • Mortgage Fee
  • Appraisal Fee
  • File Cost
  • Life insurance
  • Residence insurance
  • Compulsory Earthquake Insurance (TCIP)

Banks keep their interest rates constant


Since the banks keep their interest rates constant, the mortgage loan cost items given above should be taken into consideration. The cost items for each bank are different. Let’s give you a few examples of these differences.

Honest Bank Housing Loan?

  • Mortgage fee: 129 USD including VAT.
  • Appraisal fee: 650 USD.

Thrift Housing Loan

  • Mortgage fee: 354 USD including VAT.
  • Appraisal fee: 950 USD.

Halk Bank Housing Loan?

  • Mortgage fee: 150 USD including VAT.
  • Appraisal fee: 650 USD.

Business Bank Loans?

  • Mortgage fee: 148 USD including VAT.
  • Appraisal fee: 975 USD.

Other costs belonging to banks are the file cost, life insurance, home insurance, and compulsory earthquake insurance (TCIP). These cost items vary according to the age of the person who will get the mortgage loan and the age of the building.

There is not much information or an accurate source of these costs on the Internet. You want to take them directly from your credit or appropriate (agricultural bank, trust bank, community bank, job bank) individually read through these four banks that we need to find the cheapest housing loans.

It guides you to get a bit of mortgage fees and appraisal fees. We must follow such campaigns.


We advise you to read our previous article titled Best Affordable Home Loan Calculation Interest Rates. You can browse the topics that may be of interest in our Mortgage Credits category. If you want to know more about housing loans just keep in touch with us.

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